Loans Get Homes with Angela Simone
Personalized mortgage solutions for homebuyers, homeowners, veterans and real estate investors throughout Ohio. Whether you're buying, refinancing, accessing home equity or financing and investment property, I'll help you explore your options and navigate the process with confidence.Â
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Why choose me as your Loan Officer?
Every borrower's situation is different. I take the time to understand your goals and help you explore mortgage options that fit your needs. Whether you're buying a home, refinancing, accessing home equity, using your VA benefits, or financing and investment property, I'll guide you through your options from application to closing.
How It Works
Our expert process ensures a smooth transition from application to closing, tailored for your specific goals.
01. Application
We begin by reviewing your financial profile and credit history to determine your eligibility for the best loan options available in the market.
02. Approval
Once we find the perfect loan, we finalize the paperwork and submit your application to the lender for a thorough underwriting review.
03. Closing
We guide you through the final stages, including the closing meeting and the signing of the mortgage documents, ensuring a seamless experience.
04. Ownership
Once the loan is closed, you officially become the homeowner, with our team providing ongoing support for your investment and property management.
Apply • Approve • Close • Repeat • Apply • Approve • Close • Repeat • Apply • Approve • Close • Repeat
Understanding the different Loan Types
FHA
Ideal for first-time buyers in Ohio who may have a smaller down payment or lower credit score. This government-backed loan offers flexible credit requirements and down payments as low as 3.5%.
VA
Exclusive to Ohio veterans and active military personnel looking for a home with zero down payment. This benefit provides competitive interest rates and eliminates the need for private mortgage insurance.
CONVENTIONAL
A versatile choice for Ohio homebuyers with strong credit and a steady income. These loans follow standard guidelines and offer various down payment options with fast processing for qualifying borrowers.
USDA
Perfect for homebuyers looking in designated rural or suburban Ohio areas who want zero down payment. This program supports local communities by offering 100% financing to eligible low-to-moderate income earners.
JUMBO
Designed for luxury properties throughout Ohio that exceed standard conforming loan limits. This option provides the necessary capital for high-value homes while maintaining competitive long-term interest rates.